How to get a novated lease

 

When you get a novated lease with SG Fleet, you will enjoy easy motoring while you save money and time.

You can choose almost any car you want - we are independent and happy to lease with any manufacturer. We will work to get a great price on any car and make sure you get what you pay for. You will see all your lease costs fully disclosed, and you won't pay more than you need to.

And we are here when you need us, ready to help you every step of the way.

Your dedicated novated leasing consultant will guide you- from quote, to credit application, and the few other bits and pieces we’ll need to start your lease. Then we will confirm your car’s delivery details and set a date for you to get your new car.

Novated lease consultation

Talk to an SG Fleet Novated Leasing Specialist.


   

Employer agreement

Before you get a novated lease with us, we need an agreement in place with your employer. It’s a simple arrangement allowing us to make salary sacrifice deductions for you.

Not sure if your employer has an agreement? Check with your HR or employee benefits team, or talk to us.

Employer agreement

   
Choose your car

Choose your car

Choose the new car you want - or maybe a used car. Get some quotes from us to understand all the costs and choose the best lease arrangement for you. We can help with a salary analysis to clearly understand how each option will impact your take-home pay, and our lease quotes clearly list every cost item.

 


   

Look both ways

Before you make any decisions on any novated lease, your dedicated SG Fleet consultant will make sure you’re certain about the ins and outs, including:

  • Interest rates
  • Management fees
  • Fees for things you don’t need
  • Your car’s residual value
  • Any end of lease costs and charges

SG Fleet also strongly recommends you seek independent financial advice before commencing a novated lease.

 

Look both ways

   
On the road

On the road

Once you’re in your new car, your salary deductions will commence via your employer’s payroll. You can track your lease progress and costs with SG Fleet's Fleetintelligence, providing you with detailed reporting to help you see how you’re tracking – no surprises.

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